Checkout & payments
One page between the cart and paid
Contact, delivery and payment sit on a single checkout page, and the money goes straight to the payment account you connect. Offer cards, wallets, pay-later and offline methods side by side — SellOrchard never adds a fee to your sales.
- Guest checkout or optional customer accounts
- Card fields from your provider's own secure scripts
- A failed payment can be retried on the same order
Availability: Included on every plan
Connect your own accounts
Pay-ins that land in your account
Each store connects its own provider accounts, so payouts, disputes and processing fees stay between you and your provider. Turn on one card provider at a time, plus PayPal.
Third-party names are trademarks of their owners and are shown only to describe what you can connect.
Card gateways
- Stripe
- Square
- Authorize.net
- NMI
PayPal
- PayPal
Express wallets
- Apple Pay
- Google Pay
- Link by Stripe
- PayPal
- Venmo
Buy now, pay later
- Klarna
- Afterpay
- Affirm
- PayPal Pay Later
Offline methods
- Cash on delivery
- Bank transfer
Express checkout
Skip the form when the wallet already knows the address
Wallet buttons can appear under Add to cart on the product page, in the cart and at the top of checkout. The shopper picks a shipping address inside Apple Pay, Google Pay, Link or PayPal; shipping options, taxes and discounts are recalculated live as the address changes, and the order is placed through the same rules as the regular checkout.
For Apple Pay, SellOrchard registers your store domains with Stripe or Square for you and shows each domain's status, with a Re-check button.
- Choose where buttons show: product page, cart, checkout
- Dark, light or outline buttons, with your preferred height
- Pickup, booking and digital-only carts never ask for a shipping address
- Pay-later messages under prices on product and cart pages
At a glance
- card and PayPal gateways
- 5
- express wallet buttons
- 5
- buy-now-pay-later options
- 4
- transaction fees from SellOrchard
- 0%
When a card is declined
A decline doesn't cost you the order
The usual way
- Shopper starts again from an empty form
- A second order appears for the same cart
- Stock is double-reserved or oversold
In SellOrchard
- The order is created once and the shopper stays on checkout
- They retry with another card or method on that same order
- Stock is held for 60 minutes, then released automatically
- Unpaid online orders get a "Complete payment" button on the order page
In detail
Everything checkout handles
Some of these come from other SellOrchard features; this is what each one does at checkout.
44capabilities in 7 areas
The checkout page
9- One page: contact, delivery or pickup, payment and review
- Guest checkout, with optional customer accounts
- Create an account while checking out
- Require a phone number if you need one
- Checkout note and a terms page shoppers must accept
- Custom order-number prefix
- Billing address the same as shipping, or different
- Countries list limited to where you ship
- Trial stores show a clear test-mode notice and create test orders only
Cards & PayPal
8- Stripe Payment Element, including methods enabled in your Stripe dashboard
- PayPal buttons using your PayPal app credentials
- Square Web Payments with buyer verification
- Authorize.net card fields tokenised by Accept.js before the order is placed
- NMI card gateway
- Separate test and live modes with a "Test connection" button
- Custom label for what shoppers see, e.g. "Credit or debit card"
- Secret keys are never shown again after saving
Wallets & pay later
7- Apple Pay, Google Pay and Link through Stripe
- Apple Pay and Google Pay through Square
- PayPal express and Venmo (US) through PayPal
- Klarna, Afterpay and Affirm in the Stripe Payment Element
- PayPal Pay Later button and messages
- Afterpay through Square
- Options a gateway can't support are shown disabled, with the reason
Offline payments
4- Cash on delivery with your own label and instructions
- Bank transfer with payment details shown while unpaid
- Pay by invoice for customer groups with payment terms
- Mark offline orders as paid with a reference
Totals at checkout
7- Tax rates per country or per state/region
- Prices entered with or without tax included
- Choose whether shipping is taxed
- Discount codes and automatic discounts, with clear messages when a better offer already applies
- Gift cards and store credit applied to the amount due
- Loyalty points redeemed by signed-in customers
- Totals shown in the shopper's currency; if a gateway can't charge it, the order switches to your store currency with a notice
Refunds & payment records
5- Full or partial refunds sent through Stripe, PayPal, Square, Authorize.net or NMI
- Record refunds for offline payments
- Payment status per order: authorized, captured, partially refunded, refunded or failed
- Card brand and last four digits on the order
- Webhooks from Stripe and PayPal keep payment status in sync
Regulated stores
4- "I confirm I'm over the age" tick box at checkout
- Orders held until an ID check is approved
- Optional or always-on adult-signature delivery, with a fee
- Express buttons hidden when a wallet can't collect what age checks need
Pay-later and age-restricted products
Most buy-now-pay-later providers don't allow age-restricted products, so stores on Compliance plans see this warning next to the pay-later switches. You decide whether to enable them, and you remain responsible for your provider's rules and the laws where you sell.
Does SellOrchard charge transaction fees?
No. SellOrchard adds no fees to your sales. Your payment provider charges its own processing fees under your agreement with them.
Which payment providers can I connect?
Stripe, Square, Authorize.net or NMI for cards (one at a time), plus PayPal. You can also offer cash on delivery and bank transfer.
Can I offer Apple Pay and Google Pay?
Yes, through Stripe or Square. With PayPal you can add PayPal express and Venmo for US shoppers. SellOrchard registers your store domains for Apple Pay with Stripe or Square automatically.
Which buy-now-pay-later options are supported?
Klarna, Afterpay and Affirm through Stripe, PayPal Pay Later through PayPal, and Afterpay through Square — each subject to your provider's eligibility rules for amount, currency and country.
Can I issue a partial refund?
Yes. Enter any amount up to what was captured and the refund is sent through the original provider. Offline payments can be recorded as refunded manually.
What happens when a payment fails?
The order is created once and the shopper stays on checkout to try again with another card or method on the same order. Stock is held for 60 minutes; after that an unpaid order is cancelled and the stock released.
Can I take payments during the free trial?
Trial stores run in test mode: you can connect providers' test keys and place test orders, but no real payments are taken until you choose a plan.
Connect your payment account in minutes
Paste your test keys during the free trial, place a test order with Apple Pay or a test card, and switch to live when you choose a plan.
No credit card needed to start.